Frequently asked questions

Steve Abramson’s dedication to personalized service makes him stand out. With years of experience in the mortgage industry and a genuine passion for helping people achieve homeownership, Steve takes the time to understand your unique financial situation and goals. Whether you're a first-time buyer or a seasoned investor, Steve ensures you feel confident and informed throughout the mortgage process.

Buying your first home can feel overwhelming, but Steve specializes in guiding first-time homebuyers through every step. From explaining loan options like FHA or Down Payment Assistance programs to walking you through pre-approval and closing, Steve ensures the process is seamless and tailored to your needs.

Absolutely! Steve understands the challenges self-employed individuals face when qualifying for a mortgage. He offers solutions like Bank Statement Loans or Non-QM Loans, which are specifically designed for borrowers with unique income situations. With Steve’s guidance, you can secure a mortgage that fits your financial profile.

Steve specializes in a wide range of loan products, including Conventional Loans, FHA Loans, VA Loans, Jumbo Loans, Bank Statement Loans, ITIN Loans, USDA Loans, and more. No matter your situation, Steve has the expertise to match you with the right mortgage solution.

Refinancing your mortgage with Steve is a straightforward process. He’ll work with you to determine your goals, whether it’s lowering your interest rate, shortening your loan term, or accessing equity. Steve will present personalized options and guide you step-by-step to maximize your financial benefits.

When working with Steve, you can expect clear communication and expert guidance. The process typically starts with a consultation to assess your goals and eligibility. Steve will then help you gather the necessary documents, explore loan options, and guide you through pre-approval, underwriting, and closing.

Yes! Steve has extensive experience in helping clients secure financing for investment properties. Whether you’re purchasing a rental home or expanding your real estate portfolio, Steve will guide you through competitive options that align with your investment goals.

Yes, Steve provides ITIN Loan solutions for individuals without a Social Security number. He’s passionate about making homeownership accessible to everyone and will walk you through the process to find the best loan option for your circumstances.

A Home Equity Line of Credit (HELOC) allows you to borrow against your home’s value for expenses like renovations, debt consolidation, or emergencies. Steve will explain how HELOCs work, help you determine if it’s the right choice for your needs, and guide you through the application process.

Steve offers Renovation and Construction Loans for those looking to improve or build their dream home. These loans can cover remodeling costs, repairs, or even the construction of a new property. With Steve’s expertise, you’ll have the financial tools to turn your vision into reality.

Absolutely! Steve is passionate about serving those who’ve served our country. VA Loans offer benefits like zero down payment and competitive rates, and Steve will ensure you maximize these advantages while making the process stress-free.

Yes, USDA Loans are designed for those buying in rural or suburban areas. They offer benefits like no down payment and low interest rates. Steve will assess your eligibility and guide you through the USDA loan process to make homeownership more affordable.

An ARM can be a great choice if you’re planning to sell or refinance before the rate adjusts. Steve will explain how ARMs work, review your financial goals, and help you decide if this option aligns with your plans.

Getting started is simple! Contact Steve to schedule a consultation where he’ll discuss your financial goals, answer your questions, and help you explore loan options. Whether you’re buying, refinancing, or investing, Steve is ready to provide expert insights and personalized support.

A mortgage calculator is an online tool that helps you estimate your monthly mortgage payments. By entering details such as loan amount, interest rate, loan term, and down payment, you can quickly determine how much you might pay each month for your home loan.